Choosing the right senior living option is one of the most important financial decisions families make. Texas, known for its warm weather and friendly communities, offers a wide range of senior housing—from independent apartments to full-service assisted living.
In this guide, we’ll explore what is the average cost of senior living in Texas, what factors influence pricing, and how you can find affordable options without sacrificing comfort or care.
According to the 2025 Genworth Cost of Care Survey, Texas continues to be one of the most affordable states for retirees. However, costs vary depending on location, amenities, and level of care.
| Type of Senior Living | Average Monthly Cost | Description |
|---|---|---|
| Independent Living | $2,000 – $3,200 | Ideal for active seniors who need minimal assistance. |
| Assisted Living | $3,500 – $4,800 | Includes meals, housekeeping, and personal support. |
| Memory Care | $4,800 – $6,200 | Specialized care for residents with Alzheimer’s or dementia. |
| Nursing Home (Private Room) | $7,000 – $8,500 | 24-hour skilled nursing and medical supervision. |
| Continuing Care Retirement Community (CCRC) | $4,000 – $6,500 | Combines multiple care levels under one roof. |
Source: Genworth 2025 Cost of Care Survey
Texas is a large and diverse state—what you pay in New Braunfels or San Antonio may differ from costs in Austin or Dallas. Here are the main factors that affect pricing:
Urban areas tend to have higher property values and operational costs, while smaller towns offer lower rates.
Luxury retirement communities with resort-style amenities cost more than traditional senior apartments.
The more medical or personal care required, the higher the monthly cost.
Access to fitness centers, meals, transportation, and recreational programs can influence pricing.
If you’re looking for comfort and affordability, Texas has several excellent choices. Communities like Silver Oaks Villas in New Braunfels provide the perfect balance between cost, convenience, and community.
Related Reading:
| City / Region | Average Monthly Cost | Notable Features |
|---|---|---|
| New Braunfels | $3,900 | Peaceful Hill Country lifestyle near medical centers. |
| San Antonio | $4,200 | Urban conveniences with cultural attractions. |
| Austin | $4,700 | Trendy communities and high-end amenities. |
| Dallas-Fort Worth | $4,500 | Access to top healthcare and entertainment. |
| Houston | $4,300 | Large selection of senior communities. |
To make the best decision, consider all monthly expenses and sources of income. Here’s a quick breakdown:
Tip: Many seniors find that moving into a managed community actually reduces overall monthly expenses by eliminating home maintenance, utilities, and meal costs.
Both types of communities serve older adults but differ in care levels.
Learn more on our Floor Plans page to compare layouts and amenities.
The average cost of senior living in Texas ranges between $2,000 and $6,500 per month, depending on care level, location, and services offered.
Yes, Texas ranks below the national average for assisted and independent living costs, making it one of the most affordable states for retirees.
No, Medicare typically does not cover assisted living, but some long-term care insurance plans and veteran benefits may help.
You can explore affordable senior apartments in New Braunfels, TX through Silver Oaks Villas.
As the senior population grows, Texas is experiencing a boom in active adult communities and maintenance-free living options. Expect more tech-integrated facilities, on-site wellness programs, and pet-friendly residences.
For a mix of affordability, comfort, and independence, Silver Oaks Villas continues to be a leading example of what senior living in Texas should be.
Knowing what is the average cost of senior living in Texas helps you plan a secure and fulfilling future. With diverse options and a strong community spirit, Texas remains a top destination for seniors looking for comfort, connection, and care.
Ready to explore? Visit Silver Oaks Villas or reach out through our contact section to schedule a personalized tour.
